Our service provides you with the tools needed to be in compliance:
Texas SMLD Self-Audit
- New Office Set-Up Consultation
- Calyx Compliance Installation
- Pre-Audit Compliance Examination
- Texas SMLD Audit Preparation
- Texas SMLD Post Audit Resolution
- Ongoing Loan File Quality Control
- Compliance Plan Development
- Best Practices Procedures
- Compliance Training
SERVICE is essential to your business. A mock, compliance
audit will give you, the mortgage broker, the opportunity to have loan
files and office set-up evaluated by us before the Savings and Mortgage
Lending Department auditor appears at your doorstep. This
service is also useful for brokers who have had a satisfactory audit,
but want to improve on their level of quality.
CHECK-UPS are strongly encouraged as part of the ongoing preventative
maintenance plan for all brokers! Our service will help you
implement the changes needed to correct your actions before it’s too
Texas SMLD Audit Preparation
Need help getting
ready for the audit? Our AUDIT PREPARATION service will
provide you with a check of your files, office set-up, the items you
need to have displayed, and an opportunity to find out how you will do
in the pending audit.
We can also help
you correct some issues to put you on the right path. This
has been a very successful service for many brokers who would have done
very poorly in an Audit, but our consultation turned the brokers on the
right path which provided the broker with a higher score.
Texas SMLD Post-Audit
RESOLUTION SERVICE is for brokers that have been recently audited and
received a rating of 4 or 5. Brokers in this category MUST
take IMMEDIATE action to address the issues or risk suspension or
revocation of their license. This is a SERIOUS SITUATION and
should not be treated lightly.
The SML wants to see that you
have given serious commitment to compliance and corrective
actions. We will meet with you immediately and work with you
to prepare your state mandated written response.
For dual license
holders, brokers who receive a less than satisfactory rating are at
even HIGHER RISK because the other licensing entities will be informed
that your mortgage license has been revoked. This puts your
other licenses in serious JEOPARDY!
CHECK-UPS are required, in many cases, for brokers who receive a 4 or 5
rating to meet the state mandate of having “close supervisory attention
imperative that you and your company maintain the highest level of
compliance and efficiency, and to keep up with the many changes that
until you get a phone call from a Texas Savings & Mortgage
Lending Department auditor to start getting your books and records
ready for an audit.
be audited whether you are ready or not!!!!
your license and livelihood!
Call Rachel Cahill TODAY!